Archive for the "Dealing with Credit Bureaus" category


What you need to know about credit

Avoid having a bad credit history
When you are on your own, it can be really exciting but you have to keep in mind taking on financial responsibilities. Everything you do when managing your finances will affect you in the future for better or for worse. Remember that there are companies that keep track of your [...]

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Are we in recession?

Bad Credit, debt, crisis, high prices, foreclosures are words we are starting to hear more often everyday
By now, you have heard many rumors about how jobs are disappearing, about how house prices are falling down and how paychecks are not covering all needs specially when food, gas and energy prices are going up everyday. You [...]

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FREQUENTLY ASKED QUESTIONS ABOUT CREDIT REPAIR (PART 2)

What you may not know about bad credit repair
Bad credit is defined as a FICO score of 620 or lower. FICO (Fair, Isaac and Co.) scores range from 300 to 900. A score that is above 680 means that your credit is in good  standing. Credit scores in the 620-680 range are medium and a [...]

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FREQUENTLY ASKED QUESTIONS ABOUT CREDIT REPAIR (PART 1)

What you may not know about bad credit repair
Bad credit is defined as a FICO score of 620 or lower. FICO (Fair, Isaac and Co.) scores range from 300 to 900. A score that is above 680 means that your credit is in good  standing. Credit scores in the 620-680 range are medium and a [...]

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Bad Credit Vs. Good Credit

5 Big Mistakes to Avoid when having Bad Credit
Although you already know the inconveniences of having bad credit it is important to highlight the most common mistakes made when people are desperate to improve their credit scores or get out of debt .
No matter how bad your credit is , it is possible to [...]

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Dealing with Credit Bureaus. Part 2 -Getting Rid of Bad Credit-

Crucial Strategies. In order to start the process of deleting bad credit from your credit reports you need to know that he only thing you legally need to supply the credit bureaus for a copy of your report is your name, your social security number and a legal mailing address (P.O. Box is a legal [...]

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Dealing with Credit Bureaus Part 1 -Getting Rid of Bad Credit-

It is essential to understand that Credit Bureaus are nothing more than record keepers. They take advantage of your credit information to make money with no compassion. This is the reason why trying to get rid of bad credit can become frustrating.
Simply put, credit bureaus keep a record of who has given you credit, when [...]

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