CREDIT REPAIR FREQUENT ASKED QUESTIONS 
How can this software helps me on my credit repair process?
Credit-Healer™ is a software that makes everything that a credit repair company will do for you for less with no surprises. If you have read into our letters, you will have fully understand that if these companies revealed their secret, nobody will need them. Their best kept secrets are reduced to a well written letter which needs to be send to the credit bureaus to start the investigation of negative items.
Credit-Healer™ makes the credit repair process more organized, writing the letters that you need to send, while keeping the exact record of the complete process. It helps you have the control over the status of the accounts that need to be cleared and removed from a credit bureau report. Moreover, your letters are personalized. This is very important since the bureau put are their efforts on genuine investigations, meaning, those that are really generated by the consumer.I can assure you that if you use a regular credit repair company, your letters will be identical to hundreds of other consumers. And again, the bureaus identified immediately that these letter are not written by you.
Is it necessary to repair my credit with a credit repair company?
No, is not necessary. Some companies take your money and do nothing for you. The biggest complaint of these companies’ clients’ is that their agents never know the status of their process. Another common complaint is that from the moment these companies receive the first payment (usually between $300 and $500) they also want to charge for every removed account, meaning, you can easily end up paying up to $3,900, to give you a number.
When you buy any of the two versions of Credit-Healer™, you are in control of your process. By using Credit Healer™ Home Edition , you can also be in charge of a total of 5 credit repair process for families and friends, and all for a small fraction of what only one credit repair process will cost you. For comercial purposes Credit Healer™ Professional Edition is available as well. With this one, you will have unlimited number of clients to process plus all the corporate advantages with a simple click.
Do you have to know about computers to use this software?
No. This software has been developed to make the credit repair process an easy activity to control. The installation is easy and you will be clicking a couple of times, enter some basic information and have a printer ready to print the letters that need to be send to the credit bureau agencies. You need to have Microsoft Word 2003 to be able to see, personalize and print your letters.
How long can it take the process to repair my credit?
A credit repair, in any case, is a process that can take between 30 days and months. The main failure cause of the credit repair process is the negligence and incompetence of the agencies that say they provide this service. Sometimes, people start this process with the use of books, long seminars and useless material that they download from the Internet. The credit repair process has to have a continues follow up that even to very organized people can be very hard, since tracking the progress and keeping up can be overwhelming.
Credit-Healer™ reduces all this to simple windows, letters and text that are the necessary for you to go together with the process. This software even helps you to follow up when the agencies receive your correspondence.
Is it possible to repair my credit?
Yes, absolutely. Everything that shows in your credit report is questionable under the law that protects the consumer. Furthermore, those accounts that are yours, without a doubt, can be removed from your report. The only reason that someone may decide not to repair their credit is because they “enjoy having a bad credit”… and sincerely, yet we haven’t met that person. With the help of Credit-Healer™, it is impossible not to repair your credit.
Why do I need to buy Credit-Healer™?
Adding to the reasons mentioned above, Credit-Healer™ is the only software that has been developed taking into consideration the Hispanic and Anglo needs in the US and their wallet… When you purchase any version of Credit-Healer™, not only you buy a software but also double of the material necessary to understand the credit system in the United States and the possibility to learn the “secrets never reveled” of banks and lenders.
Credit-Healer™ is a software that helps you take care of your credit repair process from the comfort of your home or office.
Can I make money with Credit-Healer™?
Yes. The majority of people that buy this product and use it, start seeing the results and decide to use it for commercial aims. And to do so, they acquire Credit-Healer™ Professional Edition which has other special features for those that want to create a unique credit repair company or those that are Real Estate Agents and Mortgage Brokers that need to qualify their clients for home loans. In addition, Credit-Healer™ has a affiliate program that facilitates the reproduction of your investment faster and easy with the distribution of this product as you may please. It ensures another income since you are selling the most sophisticated credit repair product in the Unites States.
How much can it cost me to repair my credit?
The average credit repair can go up to $3,900. Even though there is a countless number of companies that provide this service for a small cost… Don’t Trust Them!!! In normal circumstances, lets say in average will be around $800 for only one case.
With Credit-Healer™ Home Edition, you can have 5 cases running simultaneously for less than quarter of you may spend in only one process… plus all the extra bonus you get.
Is it safe to repair my credit with a credit repair company?
We can say that it is risky if you don’t know the rules of the game. Remember that when you decided to start a credit repair process with a company, this one will know all your credit information and will have all your private identity documents and numbers.
With Credit-Healer™ you will NEVER have to share confidential information and will have the complete process in your hands.
I have bad credit and have decided to declare bankruptcy… Are they any options for me?
Before you declare yourself in bankruptcy, we recommend other options, such as payment arrangements with the creditor. If you declare bankruptcy for some accounts, credit cards or foreclosure, the remedy (bankruptcy) is worst than the sickness itself (bad credit). It is easier to erase your credit history of bad debt, like for example make payment arrangements with accounts that are already in collection, that to remove a record of bankruptcy.
The people that have already declare themselves in bankruptcy, know that it is like living a ghost town, in which financially you are a “living dead”. You need to avoid bankruptcy at any cost. If you are in it already, this is a good reason to buy Credit-Healer™ and start to repair your credit
Is Credit-Healer™ associated with any credit report agency?
No, absolutely not. We don’t even like the way these agencies handle the consumers’ credit report. The statistics show that 90% of the credit reports have errors due to negligence of the bureaus and the companies that report. Under the law, all the United States consumers have the right to a fair report and one that contains truthful information. If we understand the credit report agencies “sell” the negative information and half of their revenue comes from these sells, then we will be able to understand why it makes it so difficult for them to cooperate and remove erroneous information, obsolete and unverified.
Credit-Healer™ has all the legal tools so the complete investigation process takes place under the law that protects the consumer more than these agencies and companies.
What is the real estimate credit score increase if I use Credit-Healer™?
Your score may vary due to your complete report information. Bad credit is not only when you have negative information on your report, but also when the positive information has not been handled appropriately. In the Self-Help Credit Repair Manual, given to you as a Bonus when you purchase Credit-Healer™, we explain how you can apply basic concepts that will make a difference, increasing your score or even deleting your negative information. And of course, I am referring to that information that not even banks or lender will let your know.
